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One of the issues I have with " employee plans" is that when you are no longer employed for whatever reason...downsizing, retirement...whatever....the plan in most cases disapears.
Right now I enjoy a great health plan for drugs, dental ect....it will not last forever.
I like the fact my healthcare is dealt with regardless of my status in the workforce.
My dad is a great example...had a heart attack at 50....then again at 55 with triple bypass...went off on long term disability at 61.
No insurance plan will touch him.
That God for our healthcare.
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