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franksters
04-02-2005, 12:43 PM
An Italian walks into a bank in New York City
and asks for the loan officer. He tells the loan officer that he is
going to Italy on business
for two weeks and needs to borrow $5,000.

The bank officer tells him that the bank will
need some form of security
for the loan, so the Italian hands over the keys
to a new Ferrari.
The car is parked on the street in front of the
bank. The Italian
produces the title and everything checks out.
The loan officer agrees to
accept the car as collateral for the loan.

The bank's president and its officers all enjoy a good laugh at the
Italian for using a $250,000 Ferrari as
collateral against a $5,000
loan.

An employee of the bank then drives the Ferrari
into the bank's
underground garage and parks it there.

Two weeks later, the Italian returns, repays the
$5,000 and the
interest, which comes to $15.41. The loan officer
says, "Sir, we are very> > happy to have had your business, and this
transaction has worked out
very
nicely,
but we are a little puzzled. While you were
away, we checked you out and
found that you are a multimillionaire. What
puzzles us is, why would you
bother to borrow $5,000?"

The Italian replies: "Where else in New York
City can I park my car for
two weeks for only $15.41 and expect it to be
there when I return?"

Ah, The Italians...

:D