Homeowners turn the tables on Bank of Fascist Amerika

[FORD]

[sadaist]

Fuck B of A with a rusty pipe. I hate those greedy bastards. I could fill a whole thread with stories just from my checking account with them, but I will just say FUCK THEM!

I recently opened an account at the local Chase bank. So far they have been good....and the tellers are cute as hell. Plus they gave me a bonus $100 for opening the account. I got my eyes on them though. I have zero qualms about packing up & finding another new bank.

[FORD]

Yeah, BoFA fucked my credit for pretty much the entire 1990s, so I don't have any use for them either. Though I wouldn't recommend Chase as an alternative. People need to stop doing business with these Wall $treet based megabanks at all, and go with either a credit union, or a locally owned bank if you can still find one in your area. Or if anyone reading this board lives in North Dakota, support your state bank, since you're probably the only state that has one. (though other states are trying to get them)

[Hardrock69]

FUCK YEAH!!!

I have had an account with US Bank for about 8 years. I got a letter the other day saying beginning in mid-July, they are going to start charging me 6.95 per month as a fee for my checking account.

Time to find a new bank.

I refuse to pay for a checking account. They already are using the cash in my account without paying me any interest, so fuck those motherfuckers!

[Warham]

We might disagree on politics, FORD, but I'll agree with you on BoA. Cunts.

[Baby's On Fire]

And what about local credit unions?

Probably cunts one and all, but perhaps only demi-cunts.

Wells Fargo are the biggest pieces of shit of all. Laundering money for terra-ists.

FORD, let's hear it. Speak up.

[sadaist]

I am mostly a cash & carry person nowadays. Not that I am Daddy Warbucks or anything. But if I get paid $800, only $100 stays in my account. I take the $700 in cash & work off that. I even drive locally to the water, gas, electric & cable offices once a month & pay with cash.

Plus...with cash I find myself not spending frivolously as I would with a debit card. It's harder to buy that $50 pair of Levis when you are busting out greenbacks than just swiping a card.

I know it's easier to pay that stuff online. But I kinda enjoy an errand day now & then driving around town listening to the radio and getting shit done.

[FORD]

And what about local credit unions?

Probably cunts one and all, but perhaps only demi-cunts.

Wells Fargo are the biggest pieces of shit of all. Laundering money for terra-ists.

FORD, let's hear it. Speak up.

Why don't you speak up, since you seem to have the story?

I hadn't heard much about Wells Fargo, other than they recently merged with Wachovia. Never did business with WF. Had a car loan through Wachovia but that was paid off years before the merger. And I thought all the terraist money laundering was done through Riggs Bank & Trust which is run by Jonathan Bush of the BCE (Poppy's brother)

They branched out to Wells Fargo?

[sadaist]

Had a car loan through Wachovia ...

I had my truck loan through Tustin Community Bank. Nothing but good things to say about them. They specialize in very high interest car loans for people with bad credit. I paid a lot, but did not mind as I needed to finance a portion of the truck and this was just after my divorce so my credit was jacked.

[VAiN]

You will be happy to know that I haven't paid my mortgage to BoA in about 4 or 5 months... My condo is worth less then 30% of what I owe on it and they refuse to talk to me as long as I was paying... so fuck them. It's funny how they didn't give a fuck about me, but as soon as I stopped paying those motherfuckers they sent me paperwork to get a loan modification going. Turns out I have a Fannie Mae loan, so they're on it now as well... In the meantime, I continue to pocket my mortgage payment. I've actually saved up enough to have a nice down-payment on a car in the process.

[Blaze]

June 4, 2011: WINK News Editors / WINK CBS News Now – June 3, 2011


COLLIER COUNTY, Fla. – A bank foreclosure story you’ve got to see to believe. A Collier County couple turns the tables on Bank of America, the bank that tried to foreclose on their home. Now, the family is foreclosing on the bank! Even bringing trucks and deputies ready to seize property.

The foreclosure nightmare started when Warren and Maureen Nyerges paid cash for a home owned by Bank of America in the Golden Gate Estates.

They never had a mortgage whatsoever. But, the bank fouled it up and wound up issuing a foreclosure through their attorney.

The couple took their case to court and after a year and a half nightmare the foreclosure was dropped. A Collier County judge said Bank of America has to pay the couple’s $2,534 legal fees for the error. After more than five months the bank still hadn’t paid up. So, the homeowners’ attorney did just what the bank would do to get their money, legally seize their assets.

“I instructed the deputy to go in and take desks, computers, copiers, filing cabinets, including cash in the drawers,” Attorney Todd Allen told WINK News.

Outside the Bank of America on Davis Boulevard, several deputies stood by with movers ready to start hauling out the bank’s office supplies and furniture. Inside, the homeowners’ attorney was locked out of the bank manager’s office by deputies while the bank manger tried to figure out what to do.

Allen says the manager was visibly shaken, “Having two Sheriff’s deputies sitting across your desk, and a lawyer standing behind them, demanding whatever assets are in the bank can be intimidating. But, so is having your home foreclosed on when it wasn’t right.”

After about an hour the bank finally cut a check to satisfy the debt, and no furniture was taken. A representative for Bank of America issued a statement saying they are sorry for the delay in issuing funds. They claim the original request went to an outside attorney who is no longer in business.

As for Allen, he calls this a symptom of a larger problem he sees often in the courts, where banks don’t perform their due diligence on foreclosure cases. “As a foreclosure defense attorney this is sweet justice.”