The Hurricane Insurance, WMD Fight Thread!

[Nickdfresh]

Wait, you type the above then later type the following and really show your ass here. I guess there wasn’t a WIKIPEDIA page for you to rip-off in an attempt to come across in any way, shape, or form of knowing what your talking about.

LOL I don't know what I'm talking about? Are you a troll?

Florida Hurricane Insurance Information from Poe & Associates in Tampa, FL

Probably the most alarming threat to Florida homeowners is a hurricane. With its strong winds, driving rains, storm surge, and tornadoes, a hurricane can cause destruction in several ways, making insurance an important ally against financial loss. Technically, however, hurricane insurance does not exist. Whether you own a home in Tampa, Orlando, Miami, or Jacksonville, Florida, you actually need multiple insurance policies to work in conjunction as your hurricane insurance protection.

If there is no such policy as hurricane insurance, you may ask, then how do you get Florida hurricane insurance protection? It begins with your standard homeowners insurance policy. The typical homeowners insurance policy covers wind damage, as well as damage caused by rain entering an area of the home that has been damaged by wind. Your homeowners will probably pay for repairs for wind damage, removal of debris, and living expenses when you are displaced from your home.

As you can see, Florida homeowners insurance does not cover flood damage, which is a major part of a hurricane’s wrath. Flood insurance and excess flood insurance are sold separately from your homeowners insurance. Flood insurance covers rising waters such as storm surge, waves, overflowing bodies of water (rivers, creeks, lakes, etc.), and runoff. If your Florida home is damaged by a flood, your flood insurance would be the policy that paid for repairs, debris removal, etc. Other types of homeowners insurance such as renters insurance, condo insurance, and mobile home insurance do not include hurricane insurance protection; they also require a separate flood insurance policy.

We recommend that you call us to review your Florida hurricane insurance protection to make sure you have the insurance you need to carry you through our state’s hurricane season and beyond. Our agency can assist you with the insurance protection you need to protect you from the loss associated with hurricane damage.

Please call or e-mail Poe & Associates at our Tampa, Florida main office today to find out more about affordable hurricane insurance protection.

http://www.poeagency.com/hurricane-insurance.html

Maybe you should also get Zombie-Apocalypse insurance on your second trailer, er, home...

Now you know how to lie and troll on the internet properly...

Homeowners insurance would not cover you as all homeowner’s coverage includes a clause with several paragraphs stating that the policy excludes acts of God, and/or hurricanes in FL. A Hurricane is an act of God so it is a bit redundant but my point is made. They wouldn’t pay for damage caused during the storm.

What kind of idiot insurance do you have? "Act of God?" Fire, farts, and alligators are all also "acts of God." I guess you really are fucked then...

Also, flood insurance might cover you for storm surge but the damage caused by winds, (which is most of your damage in a hurricane) wouldn’t be paid. Small things like your roof being blown off and then rest of your house being destroyed by the winds and rain wouldn't be covered.

Truly Nick, when you can't rip-off wikipedia you really show your ignorance on subjects. You need to sit down; shut-up and let the adults talk.

Um, read the above insurance link, dumbass. It's not Wiki you incompetent fuckwit. You must be the biggest sucker on the planet if you really have that policy for your second home in Florida. "Act of God?" What a lying retard! You're either making all this up or possibly the stupidest homowner that ever lived...

[baru911]

Um, retard, those talking points were debunked long ago. The Iraqis had old stocks buried they had forgotten about. So fucking what? A couple of jerkoff Republcans made themselves look like fools trying to defend a bloody and awful invasion premise...

LMAO. You just admitted that there were WMD’s in Iraq with your statement. You surrendered any credibility to argue the point by making my point. WMD’s existed in Iraq. According to the Wikileaks documents/cables between front line troops since 2004 Al Qaeda carried out 100+ chemical attacks on coalition forces in Iraq. Also, the US Press ignored roughly 6 United Nation reports, and medical journal articles discussing the treatment of soldiers exposed to nerve agents fighting there.

[ELVIS]

The US has WMDs and has been subjecting soldiers to nerve agents for over 100 years...

[baru911]

LOL I don't know what I'm talking about? Are you a troll?

http://www.poeagency.com/hurricane-insurance.html

Maybe you should also get Zombie-Apocalypse insurance on your second trailer, er, home...

Now you know how to lie and troll on the internet properly...



What kind of idiot insurance do you have? "Act of God?" Fire, farts, and alligators are all also "acts of God." I guess you really are fucked then...



Um, read the above insurance link, dumbass. It's not Wiki you incompetent fuckwit. You must be the biggest sucker on the planet if you really have that policy for your second home in Florida. "Act of God?" What a lying retard! You're either making all this up or possibly the stupidest homowner that ever lived...

Nick, you might want to do a bit more digging on FL insurance and stop showing your ass. See I live the experience and have dealt with finding insurance in FL. I didn’t do a GOOGLE search that provides all information that appears correct until you actually look into it or really purchase a home and need insurance. Some day when your credit is better and you make enough money to put a down payment on a house on the beach in FL give me a call after you experience what it is like to find insurance for your home. See the little secret that your “Google I just skimmed the surface and have never look into it longer than 3 minute copy and paste bullshit” did not provide is:

When you live on the water/beach and your home is valued at under $ 2 million you’ll find that Citizens Property Insurance Corp. is the insurance company that will provide insurance when most if not all the private insurance companies will not provide. Under FL Law if your property is valued at under $ 2million dollars and/or you get 3 rejection letters from private insurance companies under you can purchase Citizens insurance. They are a not-for-profit, tax-exempt government corporation set-up by the State of Fl due to the insurance companies leaving the state for the type of insurance I have been referencing. Its proper name isn't "hurricane insurance" but the policy covers what I have been talking about via wind damage.

Of course, you’ll argue the above but Nick reading about life ain’t living life and you’ll be wrong as usual. Get out from behind your computer and your I just skimmed the surface bullshit statements and you might be a happier healthier person. Nick, you aren’t always right and in this case you are 100% fucking wrong

[Nickdfresh]

LMAO. You just admitted that there were WMD’s in Iraq with your statement. You surrendered any credibility to argue the point by making my point. WMD’s existed in Iraq. According to the Wikileaks documents/cables between front line troops since 2004 Al Qaeda carried out 100+ chemical attacks on coalition forces in Iraq. Also, the US Press ignored roughly 6 United Nation reports, and medical journal articles discussing the treatment of soldiers exposed to nerve agents fighting there.

And you're showing that you're pretty stupid the the above crap and unable to discern between reality and Neo Con apologist fantasy. Wikileaks is meaningless, Iraq routinely reported that they had chemical weapons as a signals intelligence op to fool and deter the Iranians. If you bothered to read your own article, the weapon was essentially useless and was roughly dated to the first Iran-Iraq War...

[Nickdfresh]

Nick, you might want to do a bit more digging on FL insurance and stop showing your ass. See I live the experience and have dealt with finding insurance in FL.

Well, maybe you're just an idiot? Because it doesn't really seem that hard. And no, insurance companies can't just deny claims as an "Act of God." I've seen "Act of War" declarations in my policies, never act of God LOL.

You can admit that you're full of shit, now...

I didn’t do a GOOGLE search that provides all information that appears correct until you actually look into it or really purchase a home and need insurance.

You must be really dumb then. Because that should be the first thing you did...

Some day when your credit is better and you make enough money to put a down payment on a house on the beach in FL

I don't want to slum in a trailer with you, stop asking.

..give me a call after you experience what it is like to find insurance for your home. See the little secret that your “Google I just skimmed the surface and have never look into it longer than 3 minute copy and paste bullshit” did not provide is:

You first! Because either you're lying, or have no idea what you're doing...

When you live on the water/beach and your home is valued at under $ 2 million you’ll find that Citizens Property Insurance Corp. is the insurance company that will provide insurance when most if not all the private insurance companies will not provide. Under FL Law if your property is valued at under $ 2million dollars and/or you get 3 rejection letters from private insurance companies under you can purchase Citizens insurance. They are a not-for-profit, tax-exempt government corporation set-up by the State of Fl due to the insurance companies leaving the state for the type of insurance I have been referencing. Its proper name isn't "hurricane insurance" but the policy covers what I have been talking about via wind damage.

Of course, you’ll argue the above but Nick reading about life ain’t living life and you’ll be wrong as usual. Get out from behind your computer and your I just skimmed the surface bullshit statements and you might be a happier healthier person. Nick, you aren’t always right and in this case you are 100% fucking wrong

Um, all Homeowner's policies will cover wind damage, unless you're retarded. Why ever would anyone pay money for a policy which effectively excludes an insurance company from paying anything? Do you think companies along the East Coast are now claiming that all insurance claims are "an act of God?"

Me reading about life dude, you seem to be doing an awful lot of reading dude...



Come on baller! Stop fucking around...

[baru911]

Well, maybe you're just an idiot? Because it doesn't really seem that hard. And no, insurance companies can't just deny claims as an "Act of God." I've seen "Act of War" declarations in my policies, never act of God LOL.

You can admit that you're full of shit, now...



You must be really dumb then. Because that should be the first thing you did...



I don't want to slum in a trailer with you, stop asking.



You first! Because either you're lying, or have no idea what you're doing...



Um, all Homeowner's policies will cover wind damage, unless you're retarded. Why ever would anyone pay money for a policy which effectively excludes an insurance company from paying anything? Do you think companies along the East Coast are now claiming that all insurance claims are "an act of God?"

Me reading about life dude, you seem to be doing an awful lot of reading dude...

Come on baller! Stop fucking around...

You're going to argue about insurance coverage and continue to argue about how insurance deals with hurricane damage. What’s interesting is that you have done NOTHING to disprove my point about how the insurance industry will make money in the short term and long term with Obamacare.

To prove my point I’ll be using Citizens in FL. Why do you think Citizens exist? Do you believe that the insurance industry is going to allow a governmental insurance company to compete with them a viable market where profits can be made? No, they wouldn’t and if you believe they would you truly have your head up your ass. They’d litigate that governmental insurance company out of existence. Citizens exist because it is beneficial to their bottom line. In fleeing the state they forced the State of FL to pass laws to set up Citizens to provide insurance at the taxpayer's expense. Are premiums paid to Citizens? Yes. However the State of FL and Federal Governments is on the hook if Citizens can’t cover all the losses of the insured. That means the taxpayer is on the hook not the insurance industry.

A beautiful model that the industry will follow when the profits from medical premiums go below what they want them to. They will move out of the healthcare market and only provide insurance in other areas. The single payer system will be born and taxpayers will be stuck with the bill. All thanks to the Democratic Party with some help of the lobbyist from the Insurance Industry that helped craft the bill that President Ego signed into law.

I know that conceptualizing the above will be difficult for you. It is a theory that a middle school kid could understand. I hope that your shoe phone alarm from Wikipedia doesn’t go off while your attempting to understand the above. That would really overtax the limited brain functions you have shown throughout this discussion and might cause more factual errors on than already exist on their site.

Last but not least on your trailer comments…Here’s the home theater room in the house I'm sitting in and own.



Following values taught to me by my parents like – hard work, and getting an education allowed me to purchase a home that has the above within it.

Did your socialistic values of living for today, never saving, and the government will provide my cheese to me because I didn’t want to work hard in my lifetime allow you to afford that 350 sq. foot studio apartment you rent? It seems that it did. You’re in your 40’s and you don’t own anything of value and more than likely have one if not several bankruptcies in your lifetime. Dude, you're a pathetic loser by any standards. It’s becoming more and more apparent why you have no life, no family, no opportunity to date, and generally are unhappy with your life. I pity you.

[Nickdfresh]

You're going to argue about insurance coverage and continue to argue about how insurance deals with hurricane damage. What’s interesting is that you have done NOTHING to disprove my point about how the insurance industry will make money in the short term and long term with Obamacare.

People are bored of this, as am I...

To prove my point I’ll be using Citizens in FL. Why do you think Citizens exist? Do you believe that the insurance industry is going to allow a governmental insurance company to compete with them a viable market where profits can be made? No, they wouldn’t and if you believe they would you truly have your head up your ass. They’d litigate that governmental insurance company out of existence. Citizens exist because it is beneficial to their bottom line. In fleeing the state they forced the State of FL to pass laws to set up Citizens to provide insurance at the taxpayer's expense. Are premiums paid to Citizens? Yes. However the State of FL and Federal Governments is on the hook if Citizens can’t cover all the losses of the insured. That means the taxpayer is on the hook not the insurance industry.

Good for you! You finally did some web research and don't sound much like an idiot. So, where is the "Act of God" clause? The reason that "taxpayers" are on the hook is that people are idiotic enough to buy beachfront houses where hurricanes hit, but don't wnat to pay the premiums to protect their risk. Fine. I don't have a huge problem and everybody deserves to protect their assets, but the gov't of Florida is and has been run (often poorly) by Republicans and all this was decided under a state and federal gov't that were both controlled by Republican regimes espousing a form of "socialism". Not really in my view, but yours...

A beautiful model that the industry will follow when the profits from medical premiums go below what they want them to....

'A beautiful model' created and administered largely under Republican regimes (you vote for, making you a complete hypocrite) after the disastrous series of hurricanes in the early 2000's...

I know that conceptualizing the above will be difficult for you. It is a theory that a middle school kid could understand.

Right! A theory that you're a self-serving hypocrite that is just fine using gov't assistance when it benefits you, then screams at anyone disagreeing with them and using disparaging terms you don't really even understand...

I hope that your shoe phone alarm from Wikipedia doesn’t go...

The "factual errors" is mostly your retarded flaming and the fact that you've backpedaled here and have clearly been caught not knowing what the fuck you're talking about. I don't need Wiki douchebag, you do!

Last but not least on your trailer comments…Here’s the home theater room in the house I'm sitting in and own.

...

That's actually pretty creepy. But okay, you're baller because you supposedly have some sort of weird porn theater set up...

Following values taught to me by my parents like – hard work, and getting an education allowed me to purchase a home that has the above within it.

And taking advantage of gov't assistance to insure your supposed beach house...

Did your socialistic values of living for today, never saving, and the government will provide my cheese to me because I didn’t want to work hard in my lifetime allow you to afford that 350 sq. foot studio apartment you rent?...

You have no idea what my values are, and you're a moron spouting empty cliches and stupid comments who then goes out and researches the fuck out of things so he doesn't sound so retarded. Glad you found Google...

It seems that it did. You’re in your 40’s and you don’t own anything of value and more than likely have one if not several bankruptcies in your lifetime. Dude, you're a pathetic loser by any standards. It’s becoming more and more apparent why you have no life, no family, no opportunity to date, and generally are unhappy with your life. I pity you.

Keep phishing, douchebag. Nice pic of your parents house, though. I'll remember how I have no life when I'm quite possibly seeing a hot 22-yr. bartender (hired for her looks) who laughs at chodes like you...

[baru911]

Your post on this subject will be proven to be about as correct as your defense of how great Petraeus was viewed in military circles when compared to McChrystal. You remember our discussion about how Petraeus had an issue with the Chain of Command and how he was a self-serving douche and you kept defending him and advising how great he was. Guess what? The people at the Pentagon are laughing their asses off and enjoying all that he’s reaping. His legacy will be that of an adulterer, a guy who wouldn’t follow orders, and jumped the Chain of Command whenever it suited his needs. You want dispute that or do you have some flippant remark to just blow off the fact that you were proven to be DEAD WRONG about the horse you backed in that discussion by the events that have come to light over the last few days?

Wow, imagine that real world sources who work daily in the Pentagon had a bit more information on the two Generals than your Wikipedia pages, and google searches could provide you. Haven’t I been trying to relay that very idea whenever you want some source placed in here on something because you live in the digital world and not the real world?

I know Nick, the Wikipedia shoe phone is ringing and they need their champion of truth to come and fudge the facts in some of their pages. Wouldn’t want to hold you up from your important job there.

Toodaloo

[baru911]

And you're showing that you're pretty stupid the the above crap and unable to discern between reality and Neo Con apologist fantasy. Wikileaks is meaningless, Iraq routinely reported that they had chemical weapons as a signals intelligence op to fool and deter the Iranians. If you bothered to read your own article, the weapon was essentially useless and was roughly dated to the first Iran-Iraq War...

LMAO.......Sarin and VX chemical agents (when weaponized) are classified as WMD no matter what date they were produced. Since you always like to read stuff - how about I defer to Chuck Pfarrer? He was just a assault element commander on Seal Team 6. Maybe you can dispute what he lays out here with some Wikipedia facts on the subject. LMAO.

http://chuckpfarrer.com/wp-content/uploads/2011/11/The-Disappearing-Cause-for-War-al-Qaeda%E2%80%99s-Ace-in-the-Hole-by-Chuck-Pfarrer.pdf

[Nickdfresh]

Dupey, whoops!

[Nickdfresh]

Your post on this subject will be proven to be about as correct as your defense of how great Petraeus was viewed in military circles when compared to McChrystal.

You have no clue if you actually think McChrystal is anymore of a saint than Petraeus. Both men have their vices. But unlike a stupid puke like you who has never served anything, I don't feel the need to attack honorable men like Gen. McChrystal even if I don't agree with everything about their policies. The only reason you have a hard-on for McChrystal is because he made some comments about the guy he voted for, Pres. Obama. Big fucking deal, Petraeus more likely voted for McCain and quite possibly Romney....

You remember our discussion about how Petraeus had an issue with the Chain of Command and how he was a self-serving douche and you kept defending him and advising how great he was. Guess what? The people at the Pentagon are laughing their asses off and enjoying all that he’s reaping. His legacy will be that of an adulterer, a guy who wouldn’t follow orders, and jumped the Chain of Command whenever it suited his needs. You want dispute that or do you have some flippant remark to just blow off the fact that you were proven to be DEAD WRONG about the horse you backed in that discussion by the events that have come to light over the last few days?

You're a complete dolt! Eisenhower was probably having sex with his (female, Irish actress) driver. I think their was even a public cartoon in which she's bending over under the hood of a broken staff and Ike is holding a tool and asking if she wants the "screwdriver?" he's holding. She says back, "no let's fix the Goddamn car first!" It's in Rick Atkinson's Day of Battle. I'll try to upload it today from my personal archive as it's relevant in other places I mod...

Secondly, he was the CIA Director, not at the Pentagon.

Thirdly, how do four star generals "jump the chain of command?"

Why don't you tell me which people are "laughing their asses off" at the Pentagon, guy who never served in the military?

And while I thought Petraeus was a decent General, I don't ever recall over extolling as to how 'great' he was other than he had a very quiet sector early in Iraq when other boneheads were blowing things up with artillery and fueling the insurgency with heavy handed tactics. Whether he had an affair or not, he has been tremendously influential in reformulating counterinsurgency based on lessons learned in the years under Gen. Abrams in 'Nam...

Maybe if you actually read a few books on the subject like Thomas Ricks' Fiasco, you'd know that rather that making pillow talk with supposed Pentagon staff...

Wow, imagine that real world sources who work daily in the Pentagon had a bit more information on the two Generals than your Wikipedia pages...

Um, no fuckstick, it was Fiasco. And when did these "real world sources" ever tell you Petreaus was boinking his hot biographer? I believe he was at the D-CIA by then, but am not sure to be honest when he conducted his affiar.

And are you and your "Pentagon sources" childish enough to believe that generals are human and don't have affairs or sex? Unfortunately he was married, but so was Ike. You know one of the theories as to why prostitutes are called "hookers?" Right?

You also realize that prostitution was essentially condoned by the U.S. military into WWII complete with health inspections of whorehouses? Right? But yet you think this really diminishes his accomplishments?

Grow the fuck up manchild!

...and google searches could provide you. Haven’t I been trying to relay that very idea whenever you want some source placed in here on something because you live in the digital world and not the real world?

Um, books? And oh yeah, unlike you I actually served in the military. You have no idea what sources I have, Pookey...

I know Nick, the Wikipedia shoe phone is ringing and they need their champion of truth to come and fudge the facts in some of their pages. Wouldn’t want to hold you up from your important job there.

Maybe that's the vibrating shoe up your ass?

Toodaloo

Have a super day!

[Nickdfresh]

LMAO.......Sarin and VX chemical agents (when weaponized) are classified as WMD no matter what date they were produced.

Oh, so we lost over 4000 soldiers and possibly contributed to the death of over 600,000 while strengthening Iran's position over an artillery shell that was probably buried in the desert and that the Iraqi Army didn't even know about? My, what a fantastic reason to go to war!

Since you always like to read stuff - how about I defer to Chuck Pfarrer? He was just a assault element commander on Seal Team 6. Maybe you can dispute what he lays out here with some Wikipedia facts on the subject. LMAO.
http://chuckpfarrer.com/wp-content/u...ck-Pfarrer.pdf

No actually I'm not, because you'll notice I use the caveat of usable stocks. And if you actually read the abstract, basically Chuck is acknowledging that by destroying the Iraqi Army, we brought al Qaida into Iraq (AQI) after we invaded and set the stage for them to get the weapons after the shitty occupation...there would be no threat to the "homeland" otherwise...

[Kristy]

Following values taught to me by my parents like – hard work, and getting an education allowed me to purchase a home that has the above within it.

Did your socialistic values of living for today, never saving, and the government will provide my cheese to me because I didn’t want to work hard in my lifetime allow you to afford that 350 sq. foot studio apartment you rent? It seems that it did. You’re in your 40’s and you don’t own anything of value and more than likely have one if not several bankruptcies in your lifetime. Dude, you're a pathetic loser by any standards. It’s becoming more and more apparent why you have no life, no family, no opportunity to date, and generally are unhappy with your life. I pity you.

So you're a highly materialistic Rethuglican who believes that wealth is equated with knowledge and personal gain. Is that it? It that what makes you a better person when really you're a pass-the-point spewing asshole? Quit throwing around terms like "socialistic living" in order to better your assholeness. In case you haven't noticed there are plenty of well educated, hard working individuals out there who have lost their jobs, homes and quality of life due to the shit you refuse to believe in what's going on in modern society. That's no wonder when you post from your ivory movie theater (where you probably have Pluto Nash on Blu Ray) where you can hide yourself away and think it's the 1950's outside your tinted windows.

Maybe mommy and daddy with their assholeness "values" paid for your education? So chances are high that you didn't work for what you have, either. But hey, it's soooooooooooooooooooooo easy to blame the poor, uneducated, less fortune individuals out there for fucking up your little warped Utopia of how the world should be. You rather spit on such people than help them to a better quality of life. Or is that socialist on my part? Either way, you should be pitied, not Nick.

[Kristy]

LMAO.......Sarin and VX chemical agents (when weaponized) are classified as WMD no matter what date they were produced. Since you always like to read stuff - how about I defer to Chuck Pfarrer? He was just a assault element commander on Seal Team 6. Maybe you can dispute what he lays out here with some Wikipedia facts on the subject. LMAO.

Hmmmm...and where do you wonder Iraq obtained these WMD's from? Couldn't be from a U.S. Chemical manufacturing military base in Fredrick, Maryland, could it?